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MEMBERS® Future Income Annuity 

Guaranteed future income maximized by the power of deferral. Issued by CMFG Life Insurance Company.  
Top 100 Annuities

Barron’s recognized Members® Future Income Annuity in their “Top 100 Annuities-and How to Choose the Best for You” article. (Downloadable PDF)

Today's retirement landscape is full of new risks:
  • Market volatility

    The investment marketplace seems wildly unpredictable.

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  • Longevity

    We're living longer, and without pensions.

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  • Interest rates

    Low interest rates mean "safe" investments might not pay off.

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  • Rising costs

    Inflation steadily reduces the purchasing power of savings.

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  • Growth from income deferral.
    Clients purchase a contract with a lump sum, then decide when in the future to begin receiving payments. The longer they wait, the larger their monthly payments will be.
  • Risk and inflation protection.
    Your clients are insulated from market volatility and protected from longevity risk. Plus, an annual cost-of-living adjustment is available for an additional fee.
  • Protection for beneficiaries.
    Clients can help provide financial security to their loved ones through a variety of death benefit options. 
Product Resources
Other Income Annuities
  • MEMBERS® Single Premium Immediate Annuity
    Convert a lump sum into a steady income stream for your clients that starts immediately and lasts as long as you choose—even for their lifetimes.
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