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Fixed Annuities

What will the market do next? Find relief from the investment roller coaster with a stable, tax-deferred way to grow your savings and guarantee income to fuel your retirement.
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Today's retirement landscape is full of new risks:
  • Market volatility

    The investment marketplace seems wildly unpredictable.

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  • Longevity

    We're living longer, and without pensions.

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  • Interest rates

    Low interest rates mean "safe" investments might not pay off.

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  • Rising Costs
    Rising costs

    Inflation steadily reduces the purchasing power of savings.

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  • Lock in a rate.
    With competitive, guaranteed rates, our fixed annuities provide reliable returns in an uncertain environment.
  • Defer taxes.
    Unlike other conservative investments, like CDs, you don't pay taxes on annuity earnings as they accumulate — so your money grows faster.
  • Protect principal.
    Stop worrying about what the market will do next. Your retirement savings can grow without the risk of loss. 
Fixed Annuities
  • MEMBERS® Focus Fixed Annuity
    Guaranteed rates with no upfront fees.
  • MEMBERS® Select Fixed Annuity II
    Guaranteed growth to plan with confidence, also with no upfront fees.
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Talk to your financial advisor about the benefits, costs and limitations of annuities.