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MEMBERS® Horizon Annuity

A variable annuity that lets you diversify for higher growth potential and set a personal limit on loss for a portion of your money—all in one place. Issued by MEMBERS Life Insurance Company.
Today's retirement landscape is full of new risks:
  • Market volatility

    The investment marketplace seems wildly unpredictable.

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  • Longevity

    We're living longer, and without pensions.

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  • Interest rates

    Low interest rates mean "safe" investments might not pay off.

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  • Rising costs

    Inflation steadily reduces the purchasing power of savings.

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  • Flexible, customized investing.
    Split your assets between a variable side and a risk control side. The result is personalized growth potential and guaranteed loss protection. Plus, when you diversify your money and protect a portion, volatility may be easier to tolerate and you may stay in the market longer.
  • Fund options.
    For the assets on the variable side, your advisor can help you choose from almost 50 mutual fund options in every asset class. You can also choose between funds with active or passive management styles.
  • Risk control.
    Your risk control assets are linked to your choice of two market indexes. For each index, you decide how much of your money goes into the Growth Account and how much goes into the Secure Account, each with its own possible investment performance. The blend between the two determines your performance zone—how much room there is to grow versus how much you're willing to lose. Once you set your limit on loss, you're guaranteed not to dip beneath it, no matter what happens in the market. Your earning potential on this side is capped relative to your loss limit.
Other Horizon Annuities
  • MEMBERS® Horizon II Annuity
    Diversified investing with added features to leave a legacy for loved ones. 
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Talk to your financial advisor about the benefits, costs and limitations of annuities.