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Registered Index-Linked Annuities

A registered index-linked annuity links to the performance of a market index to calculate gains or losses.* This type of annuity can offer a solution to various needs at different phases in life. The Zone Income Annuity and ZoneChoice Annuity can help with accumulation and legacy goals. The Zone Income Annuity can also assist with income goals.
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Today's retirement landscape is full of new risks:
  • Market volatility

    The investment marketplace seems wildly unpredictable.

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  • Longevity

    We're living longer, and without pensions.

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  • Interest rates

    Low interest rates mean "safe" investments might not pay off.

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  • Rising Costs
    Rising costs

    Inflation steadily reduces the purchasing power of savings.

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  • Downside protection.
    You decide how much you're willing to risk. Once you set your limit, you can't lose more than that, no matter what happens in the market.
  • Upside potential.
    Unlike savings accounts or other conservative investments, ZoneChoice lets you participate in market growth.
  • Control your risk.
    A customized comfort zone lets you lock in gains and lock out losses—without any contract fees.
Registered Index-Linked Annuities
  • CUNA Mutual Group ZoneChoice™ Annuity
    With the CUNA Mutual Group ZoneChoice™ Annuity, you can create a personalized strategy that balances growth potential and protection in a way that suits you and your goals.
  • CUNA Mutual Group Zone Income™ Annuity 
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Talk to your financial advisor about the benefits, costs and limitations of annuities.