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MEMBERS® Zone Annuity

If you're looking for a way to participate in market growth potential while limiting your losses, the Zone Annuity might be for you. Issued by MEMBERS Life Insurance Company.
Top 100 Annuities

Barron’s recognized Members® Zone Annuity in their “Top 100 Annuities-and How to Choose the Best for You” article. (Downloadable PDF)

CUNA Mutual Group | Zone Annuity Details
  • Market volatility

    The investment marketplace seems wildly unpredictable.

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  • Longevity

    We're living longer, and without pensions.

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  • Interest rates

    Low interest rates mean "safe" investments might not pay off.

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  • Rising costs

    Inflation steadily reduces the purchasing power of savings.

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  • Your personal comfort zone.
    Customize your comfort zone of risk and reward by allocating money to two different index-linked accounts. Decide how much you're willing to lose, and that limit determines your maximum growth potential. With a Zone, you're protected from dramatic market volatility.
  • The Secure Account.
    You decide how much to put in the Secure Account, which has a declared rate cap and a 0% floor. This means money in this account is protected from market downturns. In exchange for principal protection, your index-linked earnings are modest.
  • The Growth Account.
    The Growth Account has a higher declared rate cap and a -10% floor. Money in this account can experience limited losses in down markets, but when the market is up, it has more room to grow.
Other Registered Index-Linked Annuities
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