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MEMBERS® Horizon II Annuity

Modern diversification, with enhanced features for leaving a financial legacy. Issued by MEMBERS Life Insurance Company.
Today's retirement landscape is full of new risks:
  • Market volatility

    The investment marketplace seems wildly unpredictable.

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  • Longevity

    We're living longer, and without pensions.

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  • Interest rates

    Low interest rates mean "safe" investments might not pay off.

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  • Rising Costs
    Rising costs

    Inflation steadily reduces the purchasing power of savings.

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  • Flexible, customized investing.
    Split your assets between a variable side and a risk control side. The variable side offers a choice of funds in a full range of asset classes. The risk control sides links to your choice of two market indexes, and lets you set a limit on loss, in exchange for an earnings cap.
  • Enhanced options.
    Horizon II is similar to the Horizon Variable Annuity, but also offers a return of purchase payment (ROP) death benefit. This means that if you die, your beneficiary receives the principal or the full contract value (without surrender charge or market value adjustment), whichever is larger.
  • Stay invested longer.
    The unique combination of diversification and protection delivers flexibility to invest the way you want. It can also help you ride out volatility and help give you the confidence to stay in the market.
Other Variable and Index-Linked Annuities
  • MEMBERS® Horizon Annuity
    Explore new possibilities for diversified investing.
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