MEMBERS® Zone Annuity
If you're looking for a way to participate in market growth potential while limiting your losses, the Zone Annuity might be for you. Issued by MEMBERS Life Insurance Company.
CUNA Mutual Group | Zone Annuity Details
The investment marketplace seems wildly unpredictable.
We're living longer, and without pensions.
Low interest rates mean "safe" investments might not pay off.
Inflation steadily reduces the purchasing power of savings.
Your personal comfort zone.Customize your comfort zone of risk and reward by allocating money to two different index-linked accounts. Decide how much you're willing to lose, and that limit determines your maximum growth potential. With a Zone, you're protected from dramatic market volatility.
The Secure Account.You decide how much to put in the Secure Account, which has a declared rate cap and a 0% floor. This means money in this account is protected from market downturns. In exchange for principal protection, your index-linked earnings are modest.
The Growth Account.The Growth Account has a higher declared rate cap and a -10% floor. Money in this account can experience limited losses in down markets, but when the market is up, it has more room to grow.