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Variable Index-Linked Annuities

A new way to look at diversified investing, combining the flexibility of mutual funds with the loss protection of market risk control.
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Today's retirement landscape is full of new risks:
  • Market volatility

    The investment marketplace seems wildly unpredictable.

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  • Longevity

    We're living longer, and without pensions.

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  • Interest rates

    Low interest rates mean "safe" investments might not pay off.

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  • Rising Costs
    Rising costs

    Inflation steadily reduces the purchasing power of savings.

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  • Diversify your investments.
    Enjoy the growth potential of different types of investment options. Your advisor will help you choose a mix that fits your risk tolerance and investment style.
  • Protect a portion of your money.
    Allocate some of your money to risk control accounts, which let you set guaranteed limits on loss.
  • Stay invested longer.
    The combination of diversification and protection helps you stay in the market and ride out volatility.
Variable and index-linked annuities
  • MEMBERS® Horizon II Annuity
    Diversified investing with added features to leave a legacy for loved ones. 
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Talk to your financial advisor about the benefits, costs and limitations of annuities.